Retirement Planning
Preparing for retirement is one of the most important investments you can make in your future. Dot offers retirement benefits designed to help you build long-term financial security through convenient payroll contributions and potential company-funded opportunities. Whether you’re just getting started or refining your strategy, these plans are here to support your goals at every stage of your career.
401(K) Retirement Savings Plan
Dot’s 401(k) Retirement Savings Plan gives you the opportunity to save for the future through automatic payroll deductions and tax-advantaged contributions. You can choose the contribution options that best fit your financial situation and retirement goals, and you have the flexibility to adjust your savings strategy as your needs change.
Ready to explore your options?
Click here to learn more about your 401(k) retirement plan.
Profit-Sharing Plan
In addition to the 401(k) plan, Dot may provide eligible team members with a profit-sharing contribution. This benefit is designed to help you grow your retirement savings even further, reinforcing Dot’s commitment to supporting your long-term financial well-being.
Want to understand how profit-sharing works?
Click here to learn more about the Profit-Sharing Plan and how it supports your retirement savings.
Designate a Beneficiary
What is a beneficiary?
A beneficiary is the person(s) you’ve chosen to receive the value of your retirement account in the event of your death. The beneficiary you have on file in the plan generally takes priority over other legal documents, such as a will.
Make sure you regularly review and update your beneficiary information, or as significant life events occur, such as a:
- Marriage
- Divorce
- Birth or adoption of a child
- Death in the family
If your beneficiary information is missing or out of date, your account balance could default to someone you didn’t intend or get tied up in your estate.
Click here to learn more about designating a beneficiary.